Are you about to get married or go live together in your newly bought house? Congratulations, you are going to enter one of the happiest stages of your life, but if you want to make it happier, follow these practical tips regarding the home that you are going to release:

1.- Do not let the mother-in-law decorate your house. Based on the fact that they ‘have already gone through that’ they will try to put a table here, a piece of furniture there, a paint color … don’t be seduced because after all it is their tastes, not yours, one day you will discover that that Pine wood table was not what you needed and you have wasted your money uselessly.

2.- Do not be afraid of empty rooms, for example, the dining room, you will try to put furniture and more furniture to give the impression to friends that you are not poor, on the contrary, Zen houses with minimal furniture will give you a lot more feeling of freedom of movement, remember that over the years, the house will fill with things until you go crazy and throw away those furniture.

3.- Make sure that the house has two insurance: that of the building and that of your own home, make a home insurance before stepping on it because this way you will get rid of the very small (but certain) possibility of it catching fire, that there is a water leak and that you do not have how to deal with that accident, home insurance is cheap, also when you sign it, it includes the repair of doors, switches, windows, and even theft in the street of your wallet.

4.- If you are going to buy the house, do not take more than 35-40% of your income, we already know that it is difficult but by ignoring this law, many couples have been in serious trouble in this crisis, renting, by the way, is not a waste of money.

5.- Before getting into a house, do all the calculations of the additional costs: water, electricity, telephone, community, ibi … and do it by looking at exactly when those bills arrive throughout the year so as not to scare you.

6.- Start saving from the beginning, buy a small safe, the most manageable, and put an amount each week that can be in 10 or 20 euro bills, as well as all the two euro coins that you have left in the pocket, when you physically see what you save, you will be more savers, when you have accumulated a serious amount, use it for that scheduled trip or perhaps for the unforeseen arrangement of the house.

7.- Try to pay for things in cash as much as possible, if you get used to pulling the card there will come a time when at the end of the month, when the payment arrives, you will be at the minimum again: you will have almost no nothing in the bank and you will be frustrated.

8.- Buy from those boxes or filing cabinets that have many compartments and go putting the invoices in their place, including the guarantees of the products you buy, so you will know how to find the invoice of the television when it breaks before two years, and demand the guarantee, divide it in a rational way: water, electricity, telephone, income statement …

9.- The car is a drain of pasta, it is a product that depreciates from the moment it is bought and that requires a lot of attention, you will also have to pay a garage space (and taxes, because it is considered part of the income), and in some cities, the parking vignette, if you can do without it, you will see that at the end of the year, you will have more money.

10.- You have to know that houses are living beings that deteriorate over time, every ten years they require a review and for that you have to have something saved.

11.- Go to all the meetings of the community of neighbors, we already know that they are a nuisance, but if you skip this commandment, one day you will see a spill or an unforeseen payment (approved by a majority) and you will put the shout in the Darling.

12.- From time to time, negotiate all your contracts for water, electricity, insurance, telephones … you will discover that you can get more savings.

13.- Check the pantry and the freezer periodically and use up those reserves as soon as possible, if not, you will have expired products or unused food investments is to lose money.

14.- As you have children, accustom them to participate in the organization of the house since they are small, from helping to clean the dishes and clearing the table, turning off the lights that are not used and cleaning the house.

15.- Dedicate one Sunday a month to see together the accounts of today, yesterday and those that are going to come, plan, do it as a couple and when the children have the use of reason, let them know it too, that, even if it does not seem like it , unites a lot, especially in times of crisis.

Remember that all efficient habits that you do not adopt from day one, will turn into losses of money and bad habits, with the disadvantage that putting them into operation after time is much more difficult.

By the way, pay attention to your mothers-in-law when it comes to saving and your grandmothers: they did know how to save.